See the Claim Before It Happens
Give your loss-control team a way to catch musculoskeletal risk while it is still preventable - not after the payout.
The Opportunity, By the Numbers
Catch Risk While It Is Still Cheap to Fix
See risk before it becomes a claim
Standardised assessment data gives your risk engineers visibility that claims history alone cannot provide.
Replace guesswork with objective data
Move beyond self-reported checklists with a standardised, technology-based risk score.
Turn loss control into a tool policyholders use
A usable, on-demand assessment gets engagement that a compliance checklist never will.
Differentiate in a commoditised market
An active prevention layer sets your book apart from carriers offering policy terms alone.
Catch risk while it is still cheap to fix
Early flags on high-risk workstations open a window for low-cost intervention, well before a claim is filed.
Trusted by
Tools Built for Loss Control and Underwriting
01. AI Assessments
Photo and video-based assessment for policyholder workplaces, validated against expert output.
02. Framework Suite
REBA, RULA, NIOSH, OWAS, and RAPP frameworks align to the standards your risk engineers already use.
03. Loss-Control Portal
Policyholders access assessments and guidance under a co-branded or BalanceFlo-hosted experience.
04. Underwriting Analytics
Portfolio-level risk dashboards segmented by policyholder, industry, and site.
05. Claims Correlation Reporting
Track the relationship between assessment adoption and claims frequency over time.
Standardise Risk Scoring Across Policyholders
Give underwriters and risk engineers a defensible data trail while helping policyholders intervene earlier.
Standardise risk scoring
Give underwriters and risk engineers an objective score instead of a self-reported checklist.
Flag risk before it is a claim
Identify high-risk workstations early enough to recommend a fix before an injury occurs.
Differentiate your loss control
Offer a tangible, usable prevention tool instead of a compliance checklist policyholders ignore.
Support premium-credit programmes
Use adoption and outcome data to back reward programmes for safer workplaces.
Strengthen renewal retention
Policyholders actively helped by your loss-control programme are harder for a competitor to win away.
Build a defensible data trail
Documented risk data supports underwriting decisions and dispute resolution alike.
Why BalanceFlo vs. Alternatives
Built by certified ergonomists
Objective, standardised scoring
No hardware to distribute
Early-warning before claims
Portfolio-level analytics
Supports premium-credit design
Becoming a partner takes days, not quarters.
Our streamlined integration cycle removes the traditional enterprise overhead, letting you launch co-branded products and start earning revenue rapidly.
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Apply to explore a partnership
Share your book of business, policyholder profile, and risk-control goals so we can scope a focused rollout.
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Run a policyholder pilot
Validate impact with a targeted segment before expanding the programme across a broader portfolio.
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Co-develop the framework
Build the loss-control or premium-credit structure around your underwriting, compliance, and reporting needs.
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Roll out together
Launch to the broader book with implementation support from BalanceFlo's partner team.
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Track claims impact
Monitor ergonomic risk trends and claims outcomes over time through ongoing reporting.
Join as an Insurance Partner
Add an active prevention layer to your book with objective assessment data, policyholder tools, and loss-control reporting.